Frequently Asked Questions

Frequently Asked Questions

What is a Payment Solution?

You can fund your treatment with a simple streamlined Payment Solution of up to 7 years. There are flexible terms, payment frequencies and option to payout earlier with no early exit fees.

  • Apply in 6 minutes and once approved funded within 24 hours
  • Loan amounts from $2,000 to $100,000
  • Flexible repayment terms up to 7 years– no early exit fees
  • Competitive interest rates
  • We offer an obligation-free quote if you are unsure of how much you can borrow/or the cost of your chosen procedure
  • Funds can be paid direct to your health practitioner

Case study: Client required $27,000 for dental work including $8,000 for general anaesthesia.
Amount: $35,000
Term: 7 years
Weekly Repayment: $137
*All rates and fees quoted are indicative only

Who is eligible for the Early Release of Super?

All Australian citizens/residents can apply for the early release of superannuation who have Super.

What type of Treatment can I gain approval for?

The Health Fund can help you access your super or offer payment solutions to cover the cost of a variety of Treatments including Medical, Dental, Weight Loss, IVF, Orthopaedic, Reconstructive, Overseas Medical Treatments, Physical & Mental Health and much much more.

Can I use my super to cover medical treatment costs for my spouse, partner or children?

Yes, you can access your super to pay for the medical treatment cost of your spouse, partner or other dependants.

Are there any limitations on the amount of super I can withdraw?

No, there is no limit. How much you can withdraw is dependent on approval from the ATO and subject to your super balance.

How soon can I be booked in for my treatment?

You can book in your treatment today. With Payment Solutions you can be approved and funded within 2 to 5 days. For Early release of superannuation allow up to 4 weeks when booking in treatment. This has been streamlined with the help of The Health Fund’s network of health professionals.

Above is subject to eligibility criteria.

Can I use any doctor of my choice for treatment?

Yes, you can choose any doctor of your choice to perform your treatment as you desire.

What happens if I need to get more super funds to put towards my treatment?

You can reapply for the remaining funds required for your treatment.

How do I get started?

Simply call us on 1300 043 863 or apply online here.

What are the benefits of Health Fund?

Easy one-off transaction, fast and efficient approval rate.